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Terms & Conditions

  • Promotion Period: November 15, 2019, through December 31, 2019
  • The promotion discount is only available to new business with an annual payment frequency and a policy effective date from December 1, 2019, through January 1, 2020
  • New business should be received and activated within five days from the effective date
  • The promotion discount only applies to the first year of the policy. Upon policy renewal (anniversary), the regular premium rate will apply.
  • The promotion discount is only available to deductible options of $5,000 or less. Deductible options of $10,000 and $20,000 are not eligible for the promotional discount.
  • The promotion discount does not apply to administrative fees and optional riders
  • The promotion is non-transferrable and cannot be substituted for cash